Testimonials In my multiple incarnations in the insurance industry from head office VP, to MGA owner, Executive VP and Chief Marketing Officer of a large national MGA, and now Partner of CBS Inc., I have known and dealt with Tim Fitzpatrick and Jeff Dick of VirtGroup for 17 of my 28 years in the business. I have not met anyone in the technology game who understands what a broker / MGA actually needs better than VirtGroup. Understanding the power of this tool and then presenting the power to producers has been slam dunk magic in growing my business. Not to mention the incredible internal efficiencies and management information the system also generated. All I want are two simple things -- technology that works and happy brokers. VirtGate and VirtGroup clearly deliver on both counts. Chris DiSalle, Managing Partner and Chief Marketing Officer, Complete Brokerage Services Inc. All the best systems I see in the world are created and matured into valuable additions to our insurance world by the smaller firms --- the entrepreneurial spirit reigns. The best systems in my opinion most often reflect a real problem being solved. They represent what a user needs not what a designer thought was needed. The need is found by listening, a skill so practical it is often forgotten in the giant system company. There is no question that VirtGroup listens and fulfills a real need in the insurance world. Ross A. Morton Reassurer Advisor Mentor Insight and knowledge are the weapons VirtGroup uses to proactively lead the market and delight their customers. Our insurance professionals deserve the best tools to keep them at the top of their game, and VirtGate was mentioned more than once when we surveyed the solutions in the marketplace. Our goal is to provide widespread Internet connectivity allowing advisors the freedom to work wherever they desire. VirtGate makes it easy to move prospects through each phase of the sales process and provide top-notch client service while sharing key customer data between staff across our branches and their advisors. John Hamilton, President, Financial Horizons VirtGate focuses on centralizing the channels for information flow which gives us the opportunity to build advisor relationships and enhance current relationships. Once we start bringing information to our advisors and employees through VirtGate, productivity will increase because they will have more information at their fingertips, and spend less time searching for files. Bharat Anand, President, Canada Financial Group We can promote the advisor relationships through VirtGate. VirtGate is a centralized online system in which we track advisors and their clients across our branches and share access to this data with each advisor, including sharing documents. VirtGate allows us to focus on centralization of information, cut out redundancy, improve accuracy, and reduce the cost of information storage and at the same time increase productivity. David Prince, President, Edge Benefits Everyone in the life industry has a web site, but most of these sites are not fulfilling the needs, let alone the dreams, of advisors. We chose VirtGroup due to their insurance and financial services expertise and found VirtGate to be the best system. VirtGroup has delivered as promised. VirtGroup genuinely understood and met our requirements time and again. Utilizing this technology, our functions and tasks are now streamlined to improve our service and support for both the advisor and his/her client. The incomparable features are more useful, accessible and will assist the advisor develop his/her business as well as our own. Today, Internet access to information is as essential as light and power and we have taken the initiative to make our business faster and available anytime, anywhere. The days of paper reports that are out of date the moment they are printed is over, and connectivity and freedom of information is in. Our staff, advisors and partners are more productive as a result of our switch to VirtGate. We have had zero problems and fantastic support from VirtGroup. By being on the same system as the majority of MGAs in Canada, we can all lower costs. Tracey Cambridge, President, Global Pacific Financial Services Ltd. VirtGate is the perfect solution for our company. I particularly like the fact that VirtGate is recognized by every major life company in the independent distribution business in Canada. Paul Brown, President & CEO, Worldsource Insurance Network Once we decided to change from another system, we wanted a fast conversion and did the usual shopping around. VirtGate is exactly what we wanted and more and we quickly found that VirtGroup shares our vision for an online financial services system that aggregates, processes, analyzes, and reports in real time for all users. VirtGate is truly the most advanced and complete platform to meet the specific needs of the Canadian life insurance industry and we find it very helpful that the principals of VirtGroup have spent many years in the life insurance and investment industry -- financial services knowledge is key. Team playing is what the business is all about, and for this we thank VirtGroup for their support. Fred Stroud, President, Stroud Agencies Ltd. VirtGate provides an innovative, yet affordable, support platform that has become the standard for the brokerage and advisor connectivity needs of today and tomorrow. For management, despite multiple locations, there is one database and reports can therefore be run real time in one second from any location. Dan Powell, President of Audis Canada We are technology aggressive and very innovative. VirtGate is our 24-hour sales and service channel, a communal meeting place and a great employee tool. David Slabodkin, President, Canada Protection Plan, Inc. The sophisticated producers of tomorrow demand technology today...and VirtGate delivers. Besides having the best system in the market, Tim Fitzpatrick and Jeff Dick are extremely competent, responsive and knowledgeable about the insurance industry. Robert R. Flack, President, Quantum Insurance Partners, Inc. I found VirtGate on my MGA site to be highly functional and intuitive to use. Lawrence Ian Geller, Broker, Campbellville VirtGate is the greatest system! It tracks my pending cases, provides detailed production reports, mailing labels, and much, much more. The folks at VirtGroup are always helpful. They are willing to take our input on enhancements and offer suggestions for ways to make the system work for us. It has definitely improved our overall productivity. Cathy Tate, Brokerage Consultant, Quantum Insurance Partners, Inc.